NASCAR Predictions for Bank of America 400, Starting Lineup at Charlotte

The NASCAR Bank of America 400 gets started this afternoon on Sunday, October 11, at 3:00 p.m. ET at Charlotte Motor Speedway on USA Network.

Sunday’s race features 267 laps spanning 400 miles at this intermediate track. Today marks the sixth race in the Chase for the Cup, concluding with a driver being crowned champion at Homestead on November 8.

Chase Briscoe captured his second victory of the season in last Sunday's South Point 400 at Las Vegas. Briscoe became the fourth different driver to win a race at the halfway point of the Chase.

Below, we'll break down our NASCAR Bank of America 400 predictions and pick to win for Sunday’s race, including top driver picks for PrizePicks.

Make your NASCAR picks for the Bank of America 400 on PrizePicks — and earn real money if you're right.

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NASCAR Bank of America 400, Top 10 Predictions for Charlotte – Sunday, October 11

The second Charlotte road course race held annually from 2018 through 2025 has been eliminated this season. Instead, it returns to the traditional oval with zero races in the Chase for the Cup taking place on road courses.

The distance is shortened from the first Charlotte race, the Coca-Cola 600 on May 24, which lasted 373 laps. Daniel Suarez took home the checkered flag despite not finishing in the Top-10 in either of the first two stages.

Sunday marks the third consecutive week featuring the intermediate oval layout, with Briscoe and Kyle Larson coming out on top in the past two events. 

Six different drivers have won at Charlotte since 2021, including Suarez, Ross Chastain, Christopher Bell, Ryan Blaney, Denny Hamlin, and Larson.

NASCAR Bank of America 400 Winner Payouts on PrizePicks

The favorite to win the Bank of America 400 is Kyle Larson, entering Sunday's race (3:00 p.m. ET), according to PrizePicks Team Picks.

Larson currently has a 5x payout ($100 pays out $500) if he wins, while Hamlin is right behind him at a 5.88x payout to win at Charlotte, according to PrizePicks.

Here are the payouts for drivers to win the NASCAR Bank of America 400 Winner from Charlotte Motor Speedway on PrizePicks. Make your Bank of America 400 pick on 'Yes' or 'No' to a driver to win.

Payout multipliers listed below (like 2x) indicate real-money earnings if your NASCAR predictions are correct; for example, 2x on a $100 entry pays $200 if correct on PrizePicks Team Picks — available in 36 states, including North Carolina. “Yes” payouts represent a specific outcome occurring, whereas "No" payouts indicate the opposite.

NASCAR Starting Lineup for Bank of America 400: Larson Earns Pole Position

Qualifying for the NASCAR Bank of America 400 was cancelled on Saturday. It marked the fourth time in the last six races that qualifying was wiped out due to inclement weather. 

According to NASCAR rules, Larson draws the top starting position for the second time this season. He started first at Bristol last month, also receiving that position due to qualifying being cancelled.    

Larson finished second at Bristol while winning at Kansas in his lone pole position start in 2025. He fares well at Charlotte as long as he finishes the race, closing ninth or higher in three of the last five opportunities. In the other two tries, he crashed out in 2023 and 2025.

Briscoe looks for a better result at Charlotte after crashing with less than 60 laps remaining in the May event. He starts second following last week's win at Las Vegas, as he finished third at Charlotte in 2025.

Here is the full NASCAR Bank of America 400 starting lineup at Charlotte Motor Speedway for Sunday’s race at 3:00 p.m. ET on USA Network. 

Row 1: Kyle Larson / Chase Briscoe

Row 2: Tyler Reddick / Ryan Blaney

Row 3: Austin Cindric / William Byron

Row 4: Joey Logano / Bubba Wallace

Row 5: Chase Elliott / Shane van Gisbergen

Row 6: Carson Hocevar / Denny Hamlin

Row 7: Chris Buescher / Ty Gibbs

Row 8: Daniel Suarez / Alex Bowman 

Row 9: Christopher Bell / AJ Allmendinger

Row 10: Michael McDowell / Austin Dillon 

Row 11: Riley Herbst / Brad Keselowski

Row 12: Noah Gragson / Ryan Preece

Row 13: Erik Jones / Austin Hill

Row 14: Josh Berry / Ross Chastain

Row 15: John H. Nemechek / Cole Custer

Row 16: Todd Gilliland / Ricky Stenhouse, Jr,

Row 17: Ty Dillon / Zane Smith

Row 18: Cody Ware / Connor Zilisch

Row 19: Corey Heim / Gary Gaulding

Row 20: B.J. McLeod

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NASCAR Bank of America 400 Predictions, Driver Picks for Charlotte

Here are three of the top Bank of America 400 picks to target in the NASCAR race from Charlotte Motor Speedway on Sunday. Top PrizePicks NASCAR picks are headlined by three drivers: Denny Hamlin, Tyler Reddick, and William Byron.

Denny Hamlin – 4 Finishing Position

Denny Hamlin to Finish Top 10 in Bank of America 400 via PrizePicks Team Picks: Yes 1.33x | No 2.63x

• Hamlin placed third in May's Charlotte race, his only Top-3 finish in the last four events at this track.
• He enters second in the NASCAR standings behind Larson after finishing with the most points before the Chase.
• In five Chase events, Hamlin has finished higher than fourth once, placing third at Kansas two weeks ago.
• Hamlin's 16th-place finish at Las Vegas was uncharacteristic considering his success at intermediate tracks. In the first 10 events at this layout, Hamlin closed third or higher eight times. 

Add Denny Hamlin to your PrizePicks NASCAR Picks for the Bank of America 400.

Tyler Reddick – 7.5 Finishing Position

Tyler Reddick to Finish Top 10 in Bank of America 400 via PrizePicks Team Picks: Yes 1.38x | No 2.5x

• Reddick owns solid career numbers at Charlotte, placing in the Top 6 in four of the last five events. He won the pole in the May race but closed fourth despite leading for 119 laps.
• The five-time winner this season has compiled a pair of Top-5 finishes in five Chase events, including third at Las Vegas.
• Reddick placed 10th or lower in his previous three intermediate track events before his third-place finish at Vegas.
• He starts third today, as he placed 10th at Indianapolis and 35th at Michigan in the other two events when he began third this season.

Add Tyler Reddick to your PrizePicks NASCAR Picks for the Bank of America 400.

William Byron – 9.5 Finishing Position

William Byron to Finish Top 10 in Bank of America 400 via PrizePicks Team Picks: Yes 1.63x | No 2.17x

• Byron is the only driver to finish in the Top 10 in each of the last four Charlotte events.
• He has never won at Charlotte but placed second in both 2023 and 2025. 
• Since Byron finished 37th at Darlington due to engine failure, he has placed in the Top 10 in four consecutive races.
• In 11 races at intermediate tracks this season, Byron has finished in the Top 10 eight times. He begins sixth on Sunday, his highest starting position at any intermediate track in 2026.

Add William Byron to your PrizePicks NASCAR Picks for the Bank of America 400.

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Make NASCAR Bank of America 400 Predictions on PrizePicks

Five races remain in the Chase for the Cup with plenty of the line in Charlotte this afternoon. Will Larson win his third Chase event or can Hamlin bust out of his recent funk to finish in the winner's circle?

Don’t wait until lock — make your NASCAR Bank of America 400 predictions on PrizePicks now and earn real money if you’re right.

There are unique picks on the NASCAR board for every race, including driver points and starting position; just pick at least two drivers to build your lineup on PrizePicks. Or, make your picks on race winners on Team Picks, now available in 36 states, including North Carolina!

Stay locked in to Playbook throughout the season for more NASCAR picks, predictions, and news every day.